How Our Terms Apply to Your Account
Our terms are written to reflect the legal environment relevant to Indonesia-based access, and where local law permits, your account remains fully active. Certain features — including specific transaction types via DANA, OVO, GoPay and QRIS — are subject to eligibility that depends on local law.
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We do not collect payment credentials beyond what is required to process a transaction; QRIS QR codes, for example, are generated per-session and never stored against your profile. Our cookie policy covers analytics, session security and preference memory only — no third-party advertising trackers are embedded
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in your account dashboard. If you are located in Bandung or anywhere else in Indonesia, the same policy terms apply uniformly. We keep the language plain so you do not need a lawyer to understand what you agreed to.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.